Image Credit The theory means that there will always be a "greater fool" in the market, who is willing to pay higher prices for an already overvalued share. In it people will purchase questionable securities at overvalued price just with the intent to sell them at higher prices little later, assuming there will be another... Continue Reading →
Circle of Competence
Image Credit You can save yourself a huge amount of money just by avoiding the things you don't understand and just by knowing more about the things you truly understand. People end up investing in Pharmaceutical companies where people doesn't know the basic of chemicals and other stuff. You don't have to buy things just... Continue Reading →
Efficient Market Theory
Image Credit EMT is one of the theories to explain the way stock behave. Alternative known as efficient market hypothesis. The theory states that at any give time, stock always trade at their fair value at the stock exchange, making it impossible for the investors to beat the market. The only way to beat the... Continue Reading →
Behavioral Finance
The essential part of investing and managing money
Intelligent Investing
Image Credit All value investing is intelligent investingTweet Intelligent is more of a psychology game, where someday you see people around you make tons of money and your empire is growing at a slow pace. As a human nature, we don't to be rich in slowly. It is rare to find someone who wants to... Continue Reading →
Investor Vs Speculator
Image Credit In the present day scenario most of us assume that we are investor. Are we really one? What set an investor apart from speculator? An investor is one who analyses the companies fundamentals, cash flows, assets, liabilities, long term vision, management quality and many more aspects before owning a part of business. Mostly... Continue Reading →
Margin of Safety
Image Credit The term margin of safety was coined by the founders of value investing, Benjamin Graham and David Dodd in their book Security Analysis. It is one of most essential investing principle which is whole heatedly followed by the Oracle of Omaha, Warren Buffet. Margin of safety means to buy a stock well below... Continue Reading →
Opportunity Cost
Image Credit There some opportunities which we misses out by choosing the alternatives . Every moment we are making choice one over another. We lose something in order to gain something. The more you gain, the more you lose. Figuring out a balancing way is the key be it in business or in life. Assume... Continue Reading →
How do insurance companies make money?
Image Credit In the insurance world we are mostly aware about the two words: Premiums: The money paid by the policyholder for the insurance policy. Claims: The amount an insurer must pay out when the policyholder met an accident included in the insurance policy. Have you ever thought, what do the insurance companies like LIC... Continue Reading →
Customer Perceived Value
Image Credit A pen worth of one thousand may be worth of one crore to the customer and its actual cost may be less than one hundred Whenever we go to buy a product in the market, we look for the prices over Amazon or Flipkart and generally assume them to be the best offer.... Continue Reading →
Power of 9
Image Credit According to a study conducted by MIT, women are more like to buy a dress prices $39 instead of $34. The study also found that sales were 24% higher for prices ending with the magical number 9. Known as left digit effect or charm prices. The last number that we see in the... Continue Reading →
Series A, B, C
Image Credit The journey of a startup starts with a very minimal capital acquired from oneself, friends and families. Basically it is a pre-seed funding. Thereafter comes the seed funding round. It is like nurturing a plant. On an average a startup gets $10,000 - $2 Mn with an average valuation of $7.5 Mn. Only... Continue Reading →
What is an Asset?
Image Credit In layman terms, assets are items that are own by company or individuals that can provide future economic benefits. Let's deep dive to know more about asset and its type. Classification of Asset: Convertibility: Time taken to convert the asset to cash.Current: Assets that can be easily converted to cash. Like cash, receivables... Continue Reading →
Anti Dumping
Image Credit India has imposed anti-dumping duty on Malaysian calculators for next 5 years. What is anti-dumping duty? Anti dumping duty is a tariff imposed on the goods manufactured in foreign countries and are priced below the normal value of the good in the domestic market. As in the goods are dumped in the through... Continue Reading →
The Greatest Depression
Image Credit Moving back in the time cycle to the decade of 1920-1930. The decade started with prosperity. The stock market went under historic expansion. Investing was seen as a quick way to be millionaire next month. Everyone from business tycoons to janitors were investing in the market. The prices were soaring. It reached its... Continue Reading →
Quick Money
We all look for the shortcuts to get rich. Looking for the lottery number which can turn us to an overnight millionaire whereas real wealth takes time and patience to build up. Rome was not built in a dayTweet When it comes to investing, people generally wants quick way to earn money. Investors need to... Continue Reading →
Awareness
Image Credit It is the one of the most important assets, humans have. The more we develop it, the more we gain. Are you aware about your thoughts? We are rarely aware about the things we are consciously do. We love the things to go on auto pilot mode, where we don't have to put... Continue Reading →
Avoid Being Helpless
Image Credit We easily ask for help whenever we need. It is a rare instance where we have applied out 100% before asking someone else help. That's the way we are. Unknowingly, becoming dependent on others and technology. We order our younger siblings to fetch a glass of water. We wouldn't bring of our own.... Continue Reading →
Time || Money || Energy
According to you, what's the best indicator among money, fame, power, peace, freedom, .... and more to measure your success. Everyone has different parameter to measure it. Some are happy to spend more time with their kids while others happier to build products for billions users. It all boil downs to things we value. As... Continue Reading →
Chinese Apps
Image Credit There is a ongoing trend in India of uninstalling the popular Chinese application on the mobile phones. We will looking by category: Gaming: PUBG, PUBG Lite, Clash of Kings, Mafia City, Ludo World and many more games. Shopping Apps: AliBaba, AliExpress, Club Factory, and more. Social Media: TikTok, Helo, LIKE, Kwai , WeChat... Continue Reading →