Image Credit Back in 2007 Mark Sellers, Hedge Fund Manager of Sellers Capital delivered a speech to a group of Harvard MBA titled "So you Want to to Be The Next Warren Buffet? How's your writing?" I had the privileged to read the same speech over the week. I ended up reading it today. I... Continue Reading →

Image Credit NBFC stands for Non Banking Financial Corporation. It is a financial institution. However, it doesn't have the banking license. The primary difference between NBFC and bank is that the NBFC doesn't take demand deposit. You might be thinking what is demand deposit. The accounts where we can withdrawal funds at any time. Like... Continue Reading →

Image Credit Standalone is about the individuality whereas consolidation is about the group. Whenever you read about big companies you will come across 2 sets of data points. One is standalone and other one is consolidated. The data related to standalone is only for the parent company. For instance, company ABC has many subsidiaries all... Continue Reading →

Image Credit NPA refers to classification for loan which aren't recovered by banks or other financial institution. The bank provides loan to various industry segments. Some of them leads to failure other turns to profit. Here low success rate is not fruitful like in the investment world as the interest on loans doesn't turn thousand... Continue Reading →

Image Credit The title is bit weird. As safety is generally taken to avoid the danger. However, generally it takes us to opposite path. For instance, after the introduction of helmets in Rugby there are more fatalities than before. We generally have the notion that helmets must lead to fewer fatalities as they provide more... Continue Reading →

Image Credit The theory states that people expects regret if the results are not in their favor. Fear of regret plays a significant role in decision making. Let's take an example from the investing world. Suppose you get a recommendation for stock X from your friend or colleague or analyst. However, you didn't take it.... Continue Reading →

Image Credit It is simple the amount paid by the company to its shareholders. They are sharing some of the earnings with the shareholders for investing capital in the company. The ones who are holding the stocks till the ex-dividend date. Does every company pay dividend? Nope, for instance Berkshire Hathaway doesn't pay dividend. There... Continue Reading →

Image Credit The theory means that there will always be a "greater fool" in the market, who is willing to pay higher prices for an already overvalued share. In it people will purchase questionable securities at overvalued price just with the intent to sell them at higher prices little later, assuming there will be another... Continue Reading →

Image Credit You can save yourself a huge amount of money just by avoiding the things you don't understand and just by knowing more about the things you truly understand. People end up investing in Pharmaceutical companies where people doesn't know the basic of chemicals and other stuff. You don't have to buy things just... Continue Reading →

Image Credit EMT is one of the theories to explain the way stock behave. Alternative known as efficient market hypothesis. The theory states that at any give time, stock always trade at their fair value at the stock exchange, making it impossible for the investors to beat the market. The only way to beat the... Continue Reading →

Image Credit All value investing is intelligent investingTweet Intelligent is more of a psychology game, where someday you see people around you make tons of money and your empire is growing at a slow pace. As a human nature, we don't to be rich in slowly. It is rare to find someone who wants to... Continue Reading →

Image Credit In the present day scenario most of us assume that we are investor. Are we really one? What set an investor apart from speculator? An investor is one who analyses the companies fundamentals, cash flows, assets, liabilities, long term vision, management quality and many more aspects before owning a part of business. Mostly... Continue Reading →

Image Credit The term margin of safety was coined by the founders of value investing, Benjamin Graham and David Dodd in their book Security Analysis. It is one of most essential investing principle which is whole heatedly followed by the Oracle of Omaha, Warren Buffet. Margin of safety means to buy a stock well below... Continue Reading →

Image Credit There some opportunities which we misses out by choosing the alternatives . Every moment we are making choice one over another. We lose something in order to gain something. The more you gain, the more you lose. Figuring out a balancing way is the key be it in business or in life. Assume... Continue Reading →

Image Credit A pen worth of one thousand may be worth of one crore to the customer and its actual cost may be less than one hundred Whenever we go to buy a product in the market, we look for the prices over Amazon or Flipkart and generally assume them to be the best offer.... Continue Reading →

Image Credit According to a study conducted by MIT, women are more like to buy a dress prices $39 instead of $34. The study also found that sales were 24% higher for prices ending with the magical number 9. Known as left digit effect or charm prices. The last number that we see in the... Continue Reading →

Image Credit The journey of a startup starts with a very minimal capital acquired from oneself, friends and families. Basically it is a pre-seed funding. Thereafter comes the seed funding round. It is like nurturing a plant. On an average a startup gets $10,000 - $2 Mn with an average valuation of $7.5 Mn. Only... Continue Reading →